The official Government Help to Buy website
To be eligible for Help to Buy: Equity Loan (2021-2023):
You and anyone you’re buying a home with must:
We will check if you’re eligible for the scheme. We use an eligibility calculator tool to check your monthly income and outgoings, including household bills and estimated mortgage repayments in the calculations.
Anyone who is married or in a civil partnership will have to make a joint application with their spouse or civil partner.
You will need to sign a legal declaration to confirm that you are a first-time buyer. Your conveyancer will explain this to you.
Please read our homebuyers’ guide for more information on eligibility.