We’re happy to be somewhere we feel we can settle in for the long-term, rather than moving in a few years.
Help to Buy

Teachers take first step onto property ladder in South Yorkshire

Primary school teachers Matthew Walker and Alice Clark, both 24, bought their three bedroom house near Doncaster through the government’s Help to Buy scheme.

“We’re happy to be somewhere we feel we can settle in for the long-term, rather than moving in a few years,” says Matthew.

The couple, both originally from the area, heard about the scheme through Matthew’s parents, who recommended it after Matthew’s sister had looked into it when buying a house in Cambridge. They used a 20% equity loan under the Help to Buy scheme along with a deposit from their own savings and inheritance, and arranged a five-year fixed rate mortgage with Santander through London & Country Mortgages, their independent mortgage adviser.

“This is a house we’ll be able to grow into,” says Matthew. “We were fortunate with the deposit in that I’d inherited some money from both sets of grandparents, but Help to Buy has made it possible to buy a home that is more spacious than we thought we’d be able to afford.”

They chose their semi-detached townhouse for the space it gave them, and because it is near family and friends.

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